Insurer’s duty not to mislead:  The Court of Appeal’s decision in Dodds

Insurer’s duty not to mislead:  The Court of Appeal’s decision in Dodds

Southern Response v Dodds [2020] NZCA 395

The Court of Appeal has recently delivered its judgment in the appeal from the High Court decision. The Court upheld the High Court’s finding that Southern Response was liable for misrepresentation, misleading and deceptive conduct, and breach of an implied duty of good faith.

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BI Covid-19 test case decision released

BI Covid-19 test case decision released

As regular readers know, Fee Langstone has been providing updates on the UK “test case” on the Business Interruption response to Covid-19 claims as the case has proceeded through the Court.

To recap, the United Kingdom Financial Conduct Authority (FCA) had brought the Covid-19 “test case” with the aim of bringing clarity to areas of uncertainty for as many policyholders and insurers as possible. A sample of twenty-one policy wordings issued by eight insurers was considered, with the FCA putting forward policyholders’ arguments in the public interest.

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Covid-19 Test Case to Proceed Urgently

Covid-19 Test Case to Proceed Urgently

UK Financial Conduct Authority to bring COVID-19 test case for business interruption claims
The COVID-19 pandemic has been a hugely significant worldwide event. The pandemic and subsequent government controls have caused many businesses – in particular SMEs – distress and substantial losses. Most claims for COVID-19-related business interruption (BI) losses have been excluded in New Zealand because BI policies here generally do not cover losses resulting from pandemics. This is not always the case in other parts of the world.

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Cause the crash, pay the price (of a courtesy car)

Cause the crash, pay the price (of a courtesy car)

Court of Appeal upholds High Court decision on liability for cost of hiring replacement car

Frucor Beverages Limited and Ors v Blumberg and Ors [2019] NZCA 547

The Court of Appeal recently upheld the High Court decision of Blumberg v Frucor Beverages Ltd, finding that an at-fault driver (or their insurer) is liable for the cost of a not-at-fault driver’s replacement hire vehicle following a collision. 

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